Prepare for the Unexpected with a Strong Emergency Fund Strategy
Life is unpredictable, and unexpected expenses—medical emergencies, job loss, home repairs—can disrupt even the most stable financial plans. At Core Vision, our Emergency Fund Planning ensures that you are financially ready to handle uncertainties without stress, debt, or panic. We help you create a dedicated financial buffer that safeguards your lifestyle and keeps your long-term financial goals on track.
How much should my emergency fund ideally be?
Typically, 3–12 months of expenses. We determine the exact amount based on your job security, dependents, loan EMIs, and financial commitments.
Where should I keep my emergency fund?
It must be safe, liquid, and easily accessible. Liquid mutual funds, savings accounts, and short-term deposits are ideal options.
Should I use my emergency fund for planned expenses?
No. It should only be used for unexpected or unavoidable situations. Planned expenses (travel, gadgets, home upgrades) should be part of separate savings.
What We Offer
✔ Assessment of Ideal Emergency Corpus
We calculate how much you need based on income stability, dependents, lifestyle, loans, and monthly expenses.
✔ Structured Savings Strategy
We guide you on where and how to build your emergency fund—ensuring liquidity, safety, and stable returns.
✔ Allocation Across Safe Instruments
Your emergency corpus is placed in secure and accessible options like:
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Liquid funds
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High-yield savings accounts
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Short-term deposits
✔ Periodic Review & Adjustment
As your life and expenses grow, your emergency fund should grow too. We help you keep it updated and relevant.
Why Emergency Fund Planning Matters
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Protects you from financial shocks
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Prevents unnecessary loans and debt
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Supports peace of mind during crises
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Keeps long-term investments untouched
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Ensures uninterrupted lifestyle
